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Our plot purchase loans help you buy any non-agricultural plot of land on which you wish to construct your home, surrounded by something or someone you love. You can also avail a composite loan for plot purchase as well as
home construction there on.

List of Required Documents

LIST OF REQUIRED DOCUMENTS



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Partnership Firms
Registration certificate, if registered
Partnership deed
Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf.
Any officially valid document Identifying the partners and the persons holding the Power of Attorney and their addresses.
Telephone bill in the name of Firm/partners.
Trusts & Foundations
Certificate of registration, if registered
Power of Attorney granted to transact business on its behalf
Any officially valid document to identify the trustees, settlers, beneficiaries and those holding Power of Attorney, founders/ managers/directors and their addresses.
Resolution of the managing body of the foundation/ association
Telephone bill
Companies
Certificate of Incorporation and Memorandum & Articles of Association.
Resolution of the Board of Directors to open an account and Identification of those who have authority to operate the account.
Power of Attorney granted to its managers, officers or employees to transact business on its behalf.
Copy of PAN allotment letter
Copy of the telephone bill

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Individuals
Passport
Pan Card
Voter’s Identity Card
Driving License
Identity Card (subject to JMFHLL’s satisfaction).
Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of JMFHLL.
Permanent Address
Telephone bill
Account Statement
Letter from any recognized public authority.
Electricity bill
Ration Card
Letter from employer (subject to the satisfaction of JMFHLL).
Any one document which provides customer information to the satisfaction of JMFHLL will suffice.

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Salaried

Home-Loans

HOME LOAN

  • Interest Rate (starting from) 10%
  • Maximum Tenure 25 years
  • Maximum Loan to Property Value 90%
  • Processing Fee Rs. 5900 + applicable tax

Loan-Against-Property

LOAN AGAINST PROPERTY

  • Interest Rate (starting from) 11%
  • Maximum Tenure 15 years
  • Maximum Loan to Property Value 65%
  • Processing Fee 2%

Self-Employed

Home-Loans

HOME LOAN

  • Interest Rate (starting from) 10.5%
  • Maximum Tenure 20 years
  • Maximum Loan to Property Value 90%
  • Processing Fee 1-1.5%

Loan-Against-Property

LOAN AGAINST PROPERTY

  • Interest Rate (starting from) 11.5%
  • Maximum Tenure 15 years
  • Maximum Loan to Property Value 65%
  • Processing Fee 2%

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Schedule of Fees & Other Charges

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ADDRESS

P0_CORP_ADDRESS

CORPORATE ADDRESS

JM Financial Home Loans Limited, 3rd Floor Suashish IT Park, Plot No 68E, Off Datta Pada Road, Borivali East, Mumbai - 400066

P0_REGI_ADDRESS

REGISTERED ADDRESS

JM Financial Home Loans Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025

080 6993 5050

services.homeloans@jmfl.com

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